10. Bundle Up: Coordinating Home, Flood & Wind Insurance Before Hurricane Season

Your home insurance, flood insurance, and wind coverage should work together—not leave gaps. Unfortunately, many homeowners have separate policies that don’t align.

Why It Matters
Each policy may have different deductibles, exclusions, or claim processes. If you’re not coordinating them properly, you might end up underinsured or dealing with delays during recovery.

How It Impacts You
Gaps between policies can leave portions of your home unprotected. For example, if your flood and homeowners limits don’t align, you may fall short financially.  This is very common due to FEMA/NFIP flood limitations of $250,000 per dwelling.

Be Proactive

  • Review all policies together—not in isolation
  • Align deductibles and limits where possible
  • Ensure consistent valuation of property and contents
  • Verify claims processes so you know what to expect

How Mappus (Afore) Helps
We provide a full insurance audit across your home, flood, and wind policies. Our integrated approach ensures nothing is overlooked—and your entire property is protected as a whole.

Simplify your insurance, close the gaps, and storm-proof your protection. Ideally, have everything with ONE agency.  Contact Mappus/Afore Insurance today for a coordinated coverage review.

Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at Mappus Insurance Agency Inc. is here and ready to make the process as painless as possible. We look forward to meeting you!

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