5. Cars and Hurricanes: Does Auto Insurance Cover Flooded Vehicles?

Most people think about protecting their home during hurricane season—but what about your car?

Why It Matters
Flooded cars are one of the most common hurricane-related claims, and not all policies cover this type of damage. Only comprehensive auto insurance includes protection against flood, wind, or falling debris….most of the time.

How It Impacts You
If you carry liability-only coverage, you’re out of luck when a tree falls or water rises. That means no reimbursement for your vehicle—even if it’s totaled. Knowing your auto coverage in advance can save a major headache (and a major bill).

Be Proactive
Review your auto insurance policy to ensure you have comprehensive coverage. It’s often inexpensive and can be the difference between replacing your car or losing it for good.

How Mappus (Afore) Helps
We don’t just stop at home insurance. Mappus/Afore reviews your entire risk portfolio, including your cars, boats, and recreational vehicles—making sure you’re covered before, during, and after a storm.

Your vehicle is a vital part of your daily life. Make sure it’s protected. Contact Mappus/Afore Insurance to review or add comprehensive auto coverage today.