7. What is a Wind Mitigation Form — and How It Could Save You Money on Insurance

Mitigation isn’t just about safety—it’s also about savings. Coastal homeowners who take proactive steps to reinforce their homes may benefit from lower insurance premiums and better storm protection.

Why It Matters
Insurance companies reward homes that are built or upgraded to withstand storm damage. From roof reinforcements to impact windows and flood vents, mitigation features reduce both risk and cost.

How It Impacts You
A properly mitigated home is more likely to survive a hurricane with less damage—meaning fewer claims, lower repair bills, and faster recovery. In Florida and South Carolina, wind mitigation credits can lead to substantial discounts on your homeowners insurance policy, which means more money in your bank account!  The secret is, most insurance agents don’t talk about these discounts. 

Be Proactive
In order to receive these discounts, you need a wind mitigation form completed by a licensed contractor.  Upgrades that may help include:

  • Hurricane shutters or impact-rated glass
  • Roof-to-wall connectors
  • Secondary water barriers
  • Reinforced garage doors
  • Flood vents or raised foundations

How Mappus (Afore) Helps
We guide clients through the inspection and upgrade process and help apply any available discounts. Our knowledge of local building codes and insurance regulations ensures you get credit for every eligible improvement.


Don’t wait for a storm to test your home’s limits. Talk to Mappus/Afore Insurance today about mitigation options that can protect your property—and reduce your premiums.

Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at Mappus Insurance Agency Inc. is here and ready to make the process as painless as possible. We look forward to meeting you!

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