Please note that the federal government can provide disaster assistance and disaster loans to people that did not have proper or enough coverage. One can apply for disaster assistance by following this link: https://www.disasterassistance.gov/. You can also learn more about the assistance here:
FEMA (Federal Emergency Management Agency) will also be in the area this week and for the foreseeable future to help people apply for assistance. The location of their office is TBD, but please look for this information in local papers and news channels.