What is an Insurance Score?

Insurance companies have a multitude of factors that go into the rating of a policy. Some of those factors include the age of the home, distance to the coast, prior loss history of the insured, prior liability limits, wind mitigation features, alarm systems, and the list goes on and on. One factor that has increasingly become a large part of the rating mix is the Insurance Score. Most people are familiar with their credit score, but are a bit perplexed at what an Insurance Score is.

To help you better understand what your Insurance Score is, we went straight to the source – TransUnion. The document linked below provides six pages of information to help you understand how exactly your insurance score is derived and what factors can potentially help or hurt it.

TransUnion Guide to Insurance Scores

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