By Andrew Muller, Mappus Insurance, a division of Afore Insurance Services, LLC Dealing with the passing of a loved one is never easy. Between legal, financial, and emotional matters, one critical area that’s often overlooked is what happens to their…
When it comes to buying insurance, focusing only on price can be a costly mistake. While it’s tempting to chase the lowest premium, doing so often means sacrificing critical coverage, service, and long-term value. From confusing policy comparisons and hidden…
Demystifying Aviation Insurance Aviation insurance plays a critical role in the aviation industry by providing financial protection against risks associated with the operation of aircraft and the conduct of aviation activities. From private pilots and charter operators to commercial airlines…
Executive Summary In today’s aviation environment, the need for robust, flexible, and comprehensive insurance coverage has never been more crucial. For pilots, flight instructors, aviation businesses, and organizations that operate or utilize aircraft they do not own, Non-Owned Aviation Insurance…
Executive Summary The global art market reached over $65 billion in annual sales, with record-breaking valuations at auctions, growing private collections, and increasing investment in digital and non-traditional art forms. Yet, with this expansion comes a rise in risks—from theft…
Non-emergency medical transport (NEMT) companies in South Carolina and North Carolina are facing a growing challenge: finding reliable, affordable commercial auto insurance. Over the past few years, many insurance carriers have scaled back or completely exited the NEMT market due…
Your home insurance, flood insurance, and wind coverage should work together—not leave gaps. Unfortunately, many homeowners have separate policies that don’t align. Why It MattersEach policy may have different deductibles, exclusions, or claim processes. If you’re not coordinating them properly,…
After a hurricane, the last thing you want is confusion or delay in getting help. Understanding the claims process ahead of time can make all the difference in a quick, successful recovery. Why It MattersHurricane claims can be complex—especially when…
Do you own a second home, vacation rental, or short-term rental property? These homes carry unique hurricane-related risks—and often have insurance gaps that primary homeowners don’t face. Why It MattersInsurance policies for secondary or rental properties are structured differently than…
Mitigation isn’t just about safety—it’s also about savings. Coastal homeowners who take proactive steps to reinforce their homes may benefit from lower insurance premiums and better storm protection. Why It MattersInsurance companies reward homes that are built or upgraded to…