Andrew Muller, president of Mappus Insurance Agency, here. I am constantly finding issues when reviewing insurance policies for rental and investment properties of potential clients and prospects. This article is not intended to provide all the answers for properly insuring…
Small businesses are the backbone of the American economy with more than 28 million presently operating in the United States and more than half of these businesses are homebased. According to the Small Business Administration, there are more than 379,565…
Did you give or receive a high-value gift this Christmas? If you have a homeowner’s insurance policy, it may be covered under your policy. However, it may not be covered for the full value. The protection provided for personal property under…
As a local homeowners insurance agent in Charleston and Mount Pleasant, South Carolina I get asked every single day “How much will my homeowners insurance cost” or “I pay $XXX for my homeowners insurance, what can you do?”. While I wish…
Tis’ the Season for Break-Ins While the holiday season is a time for celebrating with family and friends, it’s also a peak time for break-ins. All of this holiday cheer can serve as the perfect distraction for opportunistic thieves looking…
With housing prices continuing to climb in the Charleston area, many adults are choosing to rent instead of buy. Even though renting releases you of many responsibilities that would come along with owning a home, like mowing the grass and…
When choosing insurance coverage and policies, the premium is a very important deciding factor. The premium is obviously what you pay annually for your insurance policy. However, another important deciding factor (that we hope to never have to use) is…
Let’s face it: Auto insurance can seem complicated. Most states require you to have at least some coverage (typically a certain amount of liability), but then there’s a whole slew of other coverages to consider, too – bodily injury, comprehensive,…
Insurance consumers in Charleston and Mount Pleasant are always looking for ways to save on their personal lines insurance costs. Some of these ways are smart; some, not so much. Many Charleston and Mount Pleasant insurance consumers request reductions in the…
Question: Is there a waiting period for my flood insurance policy? Answer: Most likely. Typically, there’s a 30-day waiting period from date of purchase before your policy goes into effect. Here are the only exceptions: If flood insurance is being…